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Personal Finance

Stories related to personal finance.

Today’s 20-year mortgage rates continue to offer best money-saving opportunity | Jan. 19, 2023

Today’s 20-year mortgage rates continue to offer best money-saving opportunity | Jan. 19, 2023

Check out the mortgage rates for Jan. 19, 2023, which are largely unchanged from yesterday.

January 19, 2023 7:29am PST
Good news: Today’s mortgage rates fall across all terms | Jan. 18, 2023

Good news: Today’s mortgage rates fall across all terms | Jan. 18, 2023

Check out the mortgage rates for Jan. 18, 2023, which are trending down from yesterday.

January 18, 2023 10:12am PST
IRS ends COVID-19 tax credits: Here's what you need to know before filing in 2023

IRS ends COVID-19 tax credits: Here's what you need to know before filing in 2023

Among the several pandemic tax credits returning to 2019 levels is the Child Tax Credit. Filers will get $1,600 less in credit for 2022 for each qualifying child under age 17.

January 18, 2023 8:06am PST
Decade-high credit card, personal loan delinquency rates coming in 2023: TransUnion

Decade-high credit card, personal loan delinquency rates coming in 2023: TransUnion

TransUnion forecasted serious credit card and personal loan delinquencies will rise end of 2023. Here's how you can pay down debt.

January 17, 2023 4:00pm PST
Social Security benefits can be taken to pay student loans in default

Social Security benefits can be taken to pay student loans in default

Up to 15% of a person’s Social Security benefits can be garnished to pay student loans in default.

January 17, 2023 12:34pm PST
Today’s best mortgage deal? Look to 15-year rates for greater interest savings | Jan. 17, 2023

Today’s best mortgage deal? Look to 15-year rates for greater interest savings | Jan. 17, 2023

Check out the mortgage rates for Jan. 17, 2023, which are up from last Friday.

January 17, 2023 12:19pm PST
Inflation drops in December – will the Fed slow interest rate hikes in 2023?

Inflation drops in December – will the Fed slow interest rate hikes in 2023?

Inflation eased in December, but interest rates are likely to increase a few more times in 2023. However, the rate of increase could slow, one Fed official says. Here's what it means for you.

January 13, 2023 8:32am PST
Today’s 20-year mortgage rates remain best opportunity for interest savings | Jan. 13, 2023

Today’s 20-year mortgage rates remain best opportunity for interest savings | Jan. 13, 2023

Check out the mortgage rates for Jan. 13, 2023, which are up from yesterday.

January 13, 2023 8:20am PST
Biden proposes new student loan repayment plan: Here’s how much borrowers will save

Biden proposes new student loan repayment plan: Here’s how much borrowers will save

The Department of Education's new student loan repayment plan would offer $0 monthly payments for any individual borrower who makes less than roughly $30,600 annually and any borrower in a family of four who makes less than about $62,400.

January 12, 2023 2:08pm PST
Today’s best mortgage deal? 20-year rates are the lowest available at 6 percent | Jan. 12, 2023

Today’s best mortgage deal? 20-year rates are the lowest available at 6 percent | Jan. 12, 2023

Check out the mortgage rates for Jan. 12, 2023, which are down from Tuesday.

January 12, 2023 1:41pm PST
10-year fixed private student loan rates fall to lowest levels in five weeks

10-year fixed private student loan rates fall to lowest levels in five weeks

The latest private student loan interest rates from the Credible marketplace, updated weekly.

January 11, 2023 12:23pm PST
Good news: Today’s 30-year mortgage rates dive below 7 percent | Jan. 10, 2023

Good news: Today’s 30-year mortgage rates dive below 7 percent | Jan. 10, 2023

Check out the mortgage rates for Jan. 10, 2023, which are down from last Friday.

January 10, 2023 10:21am PST
Credit card debt carried over monthly is most common type of debt: AARP

Credit card debt carried over monthly is most common type of debt: AARP

Credit card debt is affecting many Americans as they deal with high inflation, and many are carrying their balances from month-to-month. Here’s how to pay down credit card debt quickly.

January 10, 2023 9:36am PST
Secure 2.0 Act will require companies to auto enroll workers into 401(k) plans

Secure 2.0 Act will require companies to auto enroll workers into 401(k) plans

Companies that offer 401(k) plans will be required to automatically enroll their employees beginning in 2025.

January 10, 2023 8:47am PST
Mortgage rates inch higher to kick off 2023: Freddie Mac

Mortgage rates inch higher to kick off 2023: Freddie Mac

The average rate for a 30-year fixed-rate mortgage rose to 6.48% for the week ending Jan. 5, according to Freddie Mac's Primary Mortgage Market Survey.

January 9, 2023 6:36am PST
Biden administration unveils defense of student loan forgiveness plan at Supreme Court

Biden administration unveils defense of student loan forgiveness plan at Supreme Court

The Biden administration launched its defense of its student loan forgiveness plan before the Supreme Court. Here’s how to lower your student loan monthly payments.

January 6, 2023 1:39pm PST
Today’s best mortgage deal? Steady 15-year rates are the lowest available at 6.5 percent | Jan. 6, 2023

Today’s best mortgage deal? Steady 15-year rates are the lowest available at 6.5 percent | Jan. 6, 2023

Check out the mortgage rates for Jan. 6, 2023, which are mixed from yesterday.

January 6, 2023 9:21am PST
New IRS tax brackets take effect in 2023, meaning your paycheck could be bigger

New IRS tax brackets take effect in 2023, meaning your paycheck could be bigger

Tax brackets are to shift higher by 7% this year.

January 5, 2023 2:40pm PST
Personal loan origination fees: Are they worth the cost?

Personal loan origination fees: Are they worth the cost?

A personal loan origination fee is paid upfront when you take out a loan. If you’re wondering if origination fees are worth the cost, here’s what you should know.

January 5, 2023 11:30am PST
Paying off debt is top priority for many consumers in 2023: survey

Paying off debt is top priority for many consumers in 2023: survey

Seventy-four percent of respondents said that cost of living increases impacted their spending decisions for 2023. However, 36% said they still planned to prioritize paying off debt.

January 4, 2023 2:04pm PST
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