How to refinance a personal loan

A personal loan can be used for almost anything. But if your current monthly payments are too high or you just want a lower interest rate, then refinancing your personal loan can be a smart move.

3 reasons to refinance your mortgage immediately

If you're thinking of taking advantage of today is record-low refinance rates, now's the time to do it. Here's why it's better to refinance sooner rather than later.

What is a short refinance?

A short refinance could help you avoid foreclosure if you're in danger of losing your home.

This is how debt consolidation helps expedite your payoff goals

Despite the pandemic, Americans are working hard to pay down their debts. Here's how you can use that consolidation to get ahead of yours.

Pros and cons of buying a car with a credit card

It’s possible, but it’s best considered only if you can pay off the balance immediately.

Rent or buy? How the Fed's mortgage rate changes can help you decide

Deciding to rent or buy is no easy task. There are pros and cons to both. But with interest rates at all-time lows thanks to the Fed’s mortgage rate changes, making the decision might be a little easier if you’re still on the fence.

Does credit card inactivity affect your credit score?

Credit card inactivity could hurt your credit score. Here's what you need to know about how your credit score could be affected by a dormant credit card.

How to refinance an underwater mortgage

If you owe more money on your home than it’s worth, you’ll need this information before you consider a refinance.