How to ask for a credit balance refund

Do you need a credit balance refund for a negative credit card balance? Here's what you need to know about getting your money back from your credit card issuer.

Get the best mortgage rates by following these 5 steps

Coronavirus has brought mortgage interest rates down near historic lows. Here’s what you can do to ensure that you get the best rates when you purchase a home or refinance.

Who is responsible for debt after divorce?

“What’s mine is yours” takes on a new meaning when debt is divvied up in a divorce.

What is a debt validation letter?

Take this important step if a debt collector comes knocking.

4 mortgage refinancing mistakes that can cost you money

With mortgages rates in decline, millions of Americans are mulling over a mortgage refinancing deal. When the light turns “green”, avoid these mortgage refinancing mistakes

What is earnest money when buying a home?

Home sellers want this show of good faith before they take their house off the market.

Charge card vs. credit card: What's the difference?

Credit and charge cards have their similarities, but they actually have more differences. Getting to know those differences can steer you toward a better choice of plastic down the road.