Personal loan vs. credit card — when to use each one

Both personal loans and credit cards can help you finance a major purchase. But which one is the best fit for your situation?

Thinking about getting a reverse mortgage? Consider these factors

A reverse mortgage is a way for seniors to borrow against the equity they have in their homes, but they aren’t right for everyone. Consider these options instead.

Monthly child tax credit payments to begin July 15, officials say

Nearly 88% of U.S. children are set to receive the monthly benefits under the expanded child tax credit without their parents needing to take any additional action, administration officials said.

IRS begins issuing tax refunds before federal filing deadline arrives

Taxpayers in the Inland Empire and elsewhere who already filed their 2020 federal income taxes and included unemployment relief payments in gross earnings may be getting some money back that they might not have expected, the IRS announced Friday.

City of LA spent nearly $1 billion during the pandemic, city controller reports

Since March 2020, City departments reported nearly $1 billion in expenditures — mostly for programs and supplies, homeless housing, staffing and overtime, rental assistance, and testing and vaccines.

Will my spouse’s debt affect our joint mortgage application?

Joint mortgage debt can hurt your chances of securing a low interest rate. Here’s what you need to know about debt before applying for a loan.

McDonald’s raising US workers’ pay in 650 company-owned stores

McDonald’s follows other chains including Chipotle, which said Monday that it will raise workers’ pay to an average of $15 per hour by the end of June.

Unemployment claims fall to 473,000, another pandemic low

The number of Americans seeking unemployment benefits fell last week to 473,000, a new pandemic low and the latest evidence that fewer employers are cutting jobs as consumers ramp up spending and more businesses reopen.

Ohio to award $1M each to 5 adults who received at least 1 COVID-19 vaccine dose

Governor Mike DeWine announced five adults will be randomly selected to win one million dollars if they’ve received at least one dose of the COVID-19 vaccine.

Cash-out refinance: Pros, cons, when to get one

A cash-out refinance replaces your current mortgage with a larger mortgage and lets you withdraw equity in cash. You can use the money however you want.

How to change your car insurance policy

Considering switching car insurance companies? Here’s an overview of the process.

Considering a mortgage refinance? This is where to start

If you're considering a mortgage refinance, getting started is not difficult. Here are four easy steps to help you get closer to obtaining a new, better mortgage on your existing home.

3 relatively cheap ways to pay off tax debt

Wondering how to pay off tax debt? Using credit and signing up for IRS payment plans are both typically less expensive than paying penalties and interest.