How does a mortgage loan modification work?

If you’re facing foreclosure or can’t make your mortgage payments, mortgage modification is a practical option if you need home loan relief. It can be a temporary or permanent way to avoid losing your home, but it doesn’t come without a few drawbacks, and not everyone qualifies.

6 best ways to manage your student loans

Having a plan for managing student loans can make repaying them less stressful.

5 reasons to get a cash-out refinance

As home equity continues to rise and mortgage rates continue to fall, there are several key situations when a cash-out mortgage refinance makes sense right now. But there are benefits and drawbacks to consider before you take action.

No big gatherings for the holidays hurting tamale vendors

For generations of Angelenos, Christmas season is tamale season! However, tamale vendors are feeling the pain as COVID-19 is forcing families to cancel gatherings.

Homeowners insurance: What it covers and how it works

If you have a mortgage, you’re typically required to have it. Even without a loan, it’s a good idea.

Will Biden's inauguration affect mortgage rates?

Even in light of the 2020 presidential election, mortgage rates hold steady at all-time lows. But could rates be affected by a probable Biden administration? If so, will rates rise or fall, even amid an on-going battle with COVID?