Nicole Lapin: Negotiate your bills and rates

Negotiation is one of the best financial skills you can have...

In Monday's 'How-To' expert and New York Times Best Selling Author Nicole Lapin was here with 5 tips to negotiate a better deal on your bills from credit card rates to cell phone and cable bills, we've got you covered with five fool proof ways to save you some serious dough.

Tip #1: Use your history with company as leverage. (payments are on time, length of service)

Tip #2: Mention a friend has a better rate.

Tip #3: You’re willing to leave to go to a competitor. (use other offers as leverage: DirecTV, AT&T, etc.)

Tip #4: Ask for a manager.

Tip #5: Haggle your rates twice a year.

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